Expert: primary housing is more in demand

Эксперт: первичное жилье более востребовано

Housing in the primary market more in demand in comparison with secondary. Comments about this expert said at a real estate Victor Nesin.

“Given the fact that we have today is a more active primary market, not secondary, we can conclude that it is more in demand. Very popular, I would even say,” – said the expert.

Nesin said that the population in need of housing, but do not always have the financial ability to do so.

“Those complexes that are being built that have the right documentation, clear was the allocation of land and less the normal price – I don’t see that they would sell or attract investors. It’s all sold. The house, when out on the change – it already has 90% of investors”, – said the expert.

As reported, currently three quarters of transactions in the residential property market accounts for a primary. This is facilitated not only new communication, energy saving technologies, cost, and financial instruments, which currently offer developers. Investors are increasingly using financial instruments such as installments from the Builder or mortgage, because it gives you the opportunity to purchase a home today without having the full amount or buy a bigger flat.

In the interests of investors, developers develop the affiliate program of mortgage lending, for example the largest Metropolitan Builder “Kyivmiskbud” offers a choice of three programs from different banks (this “Kristalbank”, “Ukrgasbank” and “globe”). General conditions for obtaining a mortgage: the first payment for the apartment – in the amount from 30 to 50%; evidence of its financial viability.

In total in Ukraine, according to experts, no more than 10 banks are working in the field of mortgage lending and they carefully approach the selection of the developer, which will be their partner, choosing only reliable and.